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Enterprise architecture · Software · Insurance

The systems behind modern insurance.

Finica designs the architecture, builds the software, and runs the products that take insurance end to end across Southern Africa — from a first conversation to active cover.

2
Insurance products
2
Country offices
1
Source of truth
C

CoverFlow

online

Welcome to Finica. Reply START to get covered.
START
Your code is 4827 — enter it to verify your number.
4827
Quote ready: P320 / month, third-party motor.
Pay P320 securely
You’re covered.Policy FN-20439 is now active.
What we do

One partner, from architecture to live product.

We work at every layer — shaping the systems, engineering the software, and running the insurance products that depend on both.

Enterprise architecture

We map the systems, data, and integrations behind your business — then design an architecture your teams can actually build on.

  • Target-state architecture & roadmaps
  • System & data integration design
  • Technology due diligence

Software development

Product engineering from first prototype to production — secure, observable, and built to scale across markets.

  • Web & mobile product engineering
  • Platform & API development
  • Cloud delivery on Vercel & beyond

Insurance products

Two flagship platforms that take insurance end to end — CoverFlow for customers, Broker360 for brokers.

  • CoverFlow — insured in one chat
  • Broker360 — broker operations in focus
  • Built, run, and supported by Finica
Our products

Two products. One company behind them.

Built, run, and supported by Finica — CoverFlow for the people buying cover, Broker360 for the brokers placing it.

For customers

CoverFlow

Insurance that meets you on WhatsApp.

Get a quote, verify, pay, and get covered — all in a single chat. No app to download. No branch to visit.

  • No app to download, no branch to visit
  • Verify, pay, and get covered in one thread
  • Secure links that show the exact amount
C

CoverFlow

online

Welcome to Finica. Reply START to get covered.
START
Your code is 4827 — enter it to verify your number.
4827
Quote ready: P320 / month, third-party motor.
Pay P320 securely
You’re covered.Policy FN-20439 is now active.
For brokers

Broker360

Broker operations, brought into focus.

Client servicing, quote preparation, placement, approvals, and cover documentation — one secure record instead of a dozen scattered ones.

  • One client record — captured once, reused everywhere
  • A live, visible approval chain — nothing hides in an inbox
  • Cover letters generated from approved data

Portfolio overview

This month

Active placements

48

12 awaiting approval

Written premium

P 2.4m

↑ 18% this month

DK. Dube
Active
SM. Sello
Quote
KT. Khan
Active

Kalahari Motors cover bound & confirmed — P 48,240.

Trusted by

Teams across Africa build on Finica.

From insurance brokers to technology ventures — partners who rely on the systems and products we deliver.

Finsef Botswana logo

Finsef Botswana

Insurance brokers · Gaborone

TenxAfrica logo

TenxAfrica

Technology & growth partner

Get in touch

Tell us what you’re building.

Whether it’s architecture, a product to ship, or cover to put in place — start a conversation and we’ll take it from there.

South Africa office
South Africa · Head office
30 Lingerette Avenue, Sandton, South Africa
Botswana office
Botswana · Regional office
Setlhoa Office Park, Unit 5, Plot 75783, Block 10, Gaborone, Botswana

Opens your email app, pre-addressed to contact@finsef.africa.